These terms and conditions set out the rights and obligations of you and SAPIENS DESIGN LIMITED (SAPIENS DESIGN LIMITED) in connection with your use of this payment processing service. All terms and conditions hereunder are legally binding. By using this payment processing service, you are agreeing to be bound by these terms and conditions hereunder. You must be at least 18 years old or reach the legal age in your jurisdiction to use this payment processing service.

The transaction herein is one-off in nature. Payment will be processed instantly once you have confirmed your card and other payment details through the gateway and credit card payment will be processed immediately. No change can be made on the order afterwards.

Product(s) will be delivered within 3 - 14 working day(s) upon successful payment. All products are non-returnable and non-exchangeable.

These terms and conditions are governed by laws of the Hong Kong Special Administrative Region and each participant shall submit to the jurisdiction of the courts of the Hong Kong Special Administrative Region.
This payment processing service is provided by Yedpay.